The Plus Group

Most businesses access credit to operate and grow. This might be a loan to purchase equipment or property or it could be money required to complete a purchase transaction. Nothing will impair the ability to repay these loans more than the loss of the owner. Find out how a properly structured disability loan protection plan can keep the business on track.

Not everyone is a specimen of good health. Throw in the morbidity standards used in disability insurance underwriting and you have a formula which results in some applicants not being offered a policy. The dreaded decline doesn't have to be a deal stopper. Join this call and you'll be amazed by some of the options your "less than healthy" clients have.

The reason we sell disability insurance is to make sure our clients, their families and businesses are protected when they become sick or hurt and can't work effectively. But what do you know about how the claims process actually works? This is a must attend learning call for those financial professionals that really want to understand how the policies they sell actually work.

This special audio learning call - presented by The Prospecting Expert and Phone Power guru, Steve Kloyda - will help you turn the phone into your biggest ally. Don't miss this dynamic session designed to help you avoid the errors that keep otherwise successful salespeople from achieving the success they desire.

You've obtained all the disability insurance your carrier will offer, are you done? Even if your client only has 50%, 40% or less of their income protected? You've discussed the need to replace income but your client has multiple business exposures and liabilities that could completely wipe out any individual coverages.

Attend this informative Plus Group Audio Call and you'll learn the secrets behind how the The Council for Disability Awareness's research and tools will give you quick access to the answers to the questions your clients ask.

Underwriting can be an insurmountable obstacle when working in the employer sponsored market. However, you don't have to face this possibility if you know the secrets of the Guaranteed Standard Issue market. For many carriers, this is the growth engine of the disability income business. Have you cranked up your DI sales with GSI business?

The most important benefits of owning disability insurance are driven by the features of the product your client owns. Sometimes high quality doesn't mean complicated. Join us to learn about Standard's new Protector Platinum plan.

If you could find a market where virtually every business owner recognized a planning need but hardly any of them had completed this process, would that excite you? Disability buy sell planning could be your entrée to more sales. Explore the unique considerations of this business and the funding options which will help your clients assure the plan they make will turn into reality when disability strikes.

Short-term disability makes up a majority of the one billion plus voluntary guaranteed renewable DI sales made on an annual basis. Learn how you can jump on this growing opportunity, prospect smarter, and multiply your DI sales with Guaranteed Standard Issue Underwriting in the small business market.

Learn how you can grow your individual disability insurance sales by approaching associations. During the call, we will share the importance of income protection and why it's an important (*free*) benefit an association can make available to its members.

Long Term Care Insurance is still one of the most talked about financial products in our industry. Attend this learning call to obtain insightful information regarding how you can deliver the LTCI message to your clients and help them feel more comfortable with the decision to obtain coverage in a turbulent market.